I don’t have dental insurance, so haven’t been to the dentist in a long time. I finally had to break down and go because of a tooth that has been causing all sorts of problems. My dentist wants to remove the tooth and place an implant. I really want to do this so my tooth will stop hurting, but I can’t afford the cost of the implant. I’m considering purchasing one of those online discount insurance plans. Will it help pay for some of the implant? — Mark in Idaho
Mark,
Even if you have a traditional dental insurance plan, most don’t guarantee any coverage for dental implants. Before you definitely decide to purchase a discount insurance plan, make certain that your dentist is in the network and they will abide by the fees listed in the plan. Get online and check the fee list (the discounted cost of treatment you will be paying for) or call and ask if a treatment is covered. It could be that the implant surgery itself may not be covered, the restorative phase is. This will reduce your out of pocket cost for the implant, plus, you’ll reap the benefits of savings on other dental coverages.
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